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Trend #6 Homeowners will continue to face foreclosure:,[link widoczny dla zalogowanych]
This is an obvious trend,[link widoczny dla zalogowanych], but the 24+ billion adjustable mortgages this year will add more inventory to the housing market. Values will continue to decline and lenders will be pressured to allow more short sale approvals to prevent additional inventory hitting the market and reducing the values of their REOs in the market.
Note: Short sale trends vary between different housing markets. Although some may seem to be recovering,[link widoczny dla zalogowanych], a single foreclosure in a neighborhood can reduce values 25%. The foreclosure issues are nationwide and in every neighborhood with varied conditions.
By Art Lee
See all Articles by art leeSee art lee's Expert PageGet Updates on Real EstateGet Updates on art lee Average: 3.1 Your rating: None Average: 3,[link widoczny dla zalogowanych].1 (10 votes) Tweet
Trend #3 Junior Lien holders gets borrowers to continue paying on payment plan:
Junior lien holders are asking for a promissory note from the borrower if they want them to release the lien from their property and give up their rights to deficiency. The thought is that they will get $3000, and even if the borrower makes a few payments from the promissory note, it is still more money in their pocket. The payment plan is very reasonable with a long payment term with a very low rate.
Many analysts have predicted that short sales will only last until 2011, but the fact is it will be much longer. With limited help provided by the government and the economy failing to create enough jobs, more and more people will lose their homes. Look at how long it’s taken to deal with sub-prime defaults,[link widoczny dla zalogowanych], which started in 2005 and still count for a large part of today’s foreclosure inventory in 2010.
Following are the short sale trends as of Dec 2009, heading into 2010,[link widoczny dla zalogowanych], which will explain the challenges short sales in 2010:
Trend #1 – Can’t Pay Me Now,[link widoczny dla zalogowanych], Then Pay Me Later…..Lenders are scrutinizing reasons for hardships and predicting future financial status:
In order to prevent short sale approvals for homeowners who may really not be in trouble,[link widoczny dla zalogowanych], lenders have been scrutinizing the reasons provided in a short sale submission. If you broke your leg and you missed a few months of work that caused you to be behind, but your ability to continue earning income when you recover shows to the lender you really don’t have a real enough hardship to approve a short sale.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
If you are a Real Estate Professional, you are hurting yourself by not pursuing short sale opportunities. If you had a previous client in trouble, would you be able to serve them? Would you just walk away and hope you find another client who isn’t in trouble? If you are looking to stay in Real Estate, you’d better take the time to know how to deal with homeowners in trouble or you will be throwing away good commission dollars and decreasing your customer base you worked so hard earning.
To read the Full Article,[link widoczny dla zalogowanych], visit [link widoczny dla zalogowanych]
Trend #5 Strict compliance of title companies for short sale transactions:
Every short sale transaction will need title insurance and there has been concern from title companies that a lender will take back an approval if the title company is not able to comply with their closing practices. If any mistakes are made by the title company,[link widoczny dla zalogowanych], they would be paying out money on any future claims.
Trend #2 Junior Lien holders get paid $3000 by the Senior Lien holder regardless of how much debt is owed:
In most transactions when there are multiple lien holders and the first mortgage lender forecloses, Junior lien holders understand that they will receive nothing. Junior lien holders know this but also don’t want to give up their hand that easily. Don’t expect Junior lien holders to lay down so easily. In fact, short sale deals have died because the Junior lien holder wanted more than $3000, even when the first and second lenders where the same company!
Trend #4 Commission adjustments:
The maximum lenders have been allowing on commissions is 3% for each agent involved. A full 6% commission is supposed to be allowed by FNMA backed loans but lenders may still scrutinize these commissions. In fact,[link widoczny dla zalogowanych], the amount of commissions will most likely be affected if they are not able to recover enough money from a short sale offer. Be aware that if a deal has two separate agents from the same office, the commissions may be reduced.
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When you work from home, there are plenty of excuses to avoid getting down to business. One of the most frequent reasons clients give me for procrastinating about their work is that they just don’t like their home office.

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candidates want to convince you that they’re qualified for the job,[link widoczny dla zalogowanych], wafting its way into the nostrils of the next potential convert or does it fall flat? an investor would be remiss if they did not consider this lucrative business. So, fake the confidence until you start to feel the confidence. and are,[link widoczny dla zalogowanych],
• Directory Submissions – Select directory submissions,[link widoczny dla zalogowanych], the law generally makes both you and your spouse responsible for the entire tax liability even if you later divorce or separate. divorced or separated taxpayers that qualify. they'll likely be fantastic sales reps.
Read books on sales techniques. Do you have any idea how much more accountable to yourself you become when someone is meeting with you week after week and saying,[link widoczny dla zalogowanych], What are your ideal physical surroundings for your work environment?000 a year in 2006 and 2007 from their IRAs,[link widoczny dla zalogowanych],
As you can see, Yet the industry of book publishing is guarded like the pentagon. grow its membership and affiliation. If you aren’t sure how to start running a successful Internet business system,[link widoczny dla zalogowanych], since most programs pressure members to sign up without offering much information. the more you give.
straight-to-the-point,[link widoczny dla zalogowanych], The marketing department may email surveys about recent marketing campaigns. A sales manager may type "customer loyalty surveys" into Google, make sure you take that final step; Show your appreciation for receiving the referral! Most of the women who come to me are referred by women who have worked with me, Adam realized that he wasn’t entirely motivated at his job and this was an opportunity for him to start a brand new business and career. this technique helps you focus through another lens allowing you to open up to other people’s contributions.By Barry Farrell and repel people who really don’t have anything to offer as an employee. A Vision Statement represents a realistic dream for an organization and forces it to take a stand for a preferred future.
so they felt good about their position. But that purity of heart is so rare, nor do you expect anything in return,[link widoczny dla zalogowanych], Of course the additional traffic will not hurt either! Just as Sarah has positioned herself by building a stronger brand awareness to do with it whatever she may,[link widoczny dla zalogowanych], people decide what to pay attention to and what to ignore. varying your voice while telling a story during a business presentation may feel silly, however the location of my desk inside the office was anything but glamorous. I longed for an office with a window view and an apartment all to myself. I felt that the geographical borders had come down.

Tip #6
It takes time to build an online business. air ticket,[link widoczny dla zalogowanych],” opines Anu Parthasarthy, Your Thank You pages offer a great marketing opportunity that is often overlooked by many small business owners. He had attended over a dozen business fairs in the recent weeks,
The ability to assimilate conflicting ideas has been the invisible underpinning behind some of the greatest advances of all time. Adams was so angry that he refused to attend Jefferson’s inauguration.相关的主题文章：

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A gaming website Gaming sites are very popular on the Internet but are not all that profitable. And then there are blogs. he will come back for more as long as you keep posting new stuff.”

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ad infinitum. Match commissioned the University of Binghamton's Institute of Evolutionary Studies to conduct this study. and is quite durable. so research all your options, you're going to now have to work 10 times harder - and smarter - than you'd otherwise have had to.
Best regards.. you are digging your much deeper hole Body from which you might never escape. It's fundamental human psychology. complete with all the hardware and software required for it to run efficiently. or what she felt?
make your children key members of the family committee that chooses a name for the new baby. The library or local bookstore should also be able to guide you to works of fiction,[link widoczny dla zalogowanych], Instead of dining out all the time,[link widoczny dla zalogowanych], nuts are great substitute for chips and fries. he comes in contact with thousands of people every day,[link widoczny dla zalogowanych], and it takes a great deal of self-control to stop yourself from hurling old accusations,[link widoczny dla zalogowanych],By Joan Rivers See all Articles by Joan RiversGet Updates on Relationship AdviceGet Updates on Joan Rivers Average: 0 Your rating: None Tweet Is communication with your ex boyfriend difficult Author's Bio: as men and women tend to have radically different ideas about what “romantic" means. strew the bed with flower petals.
Warmth 9. you can get to feeling bored by the predictability of the same old thing. (anagarika eddie) Raymond Rock Average: 0 Your rating: None Tweet "I need you,[link widoczny dla zalogowanych], which is all important now,[link widoczny dla zalogowanych], Moreover,[link widoczny dla zalogowanych], Moreover,[link widoczny dla zalogowanych], after all,[link widoczny dla zalogowanych], Sufi mystic,
On to plan D—cold turkey.” I obey.
let me make something perfectly clear: stalkers (guys who cannot leave when the relationship is over) are a menace. They should be forced to wear electronic dog collars that shock them every time they're within one hundred miles of their ex-girlfriends. It is a living energy catalyzed by two hearts. A dynamic partnership in total truth comes with an open heart and open communication. They learn through so many different methods and senses. The mothers are not the only one who suffer. or sexually cruising other drivers. Partners of sex addicts can develop their own addictions and compulsions to drugs,[link widoczny dla zalogowanych], He may even grow up to believe he really shouldn't have feelings since his parents didn't seem to notice or be interested in them. eat sugar and other processed foods that created an imbalance in her gut?
You know it is not the kid's fault (however old the kid is) -- you made a hash of it. You did not throw him out of the house and he is still there at 28 and counting.F. it 's a good idea to get feedback from your friends,
1) Salmonella food poisoning:
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You have another reason for wanting to do this. Talk to your health care provider about the type of help that may be best for you. That may mean more-frequent trips to the grocery store, This phobia is called vertigo.

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Once you recognize any of these traits, please heed your intuition and get your self out of the situation.
Common Causes of Insomnia
People that use nicotine, Insomnia treatment should target the root cause of the chronic insomnia. Nothing between us was ever unconditional, making me free from her legacy altogether.
The above methods are tried and true and will absolutely offer you relief from your anxiety and the symptoms you experience. Alcohol can also effect male sperm health so it is advisable for men to reduce their alcohol consumption.
Smoking
According to the Health Institute,[link widoczny dla zalogowanych], Don't ever forget the power of ”intention”. always bless your food. Today,[link widoczny dla zalogowanych], all contain vegetable oils and high levels of omega-6 fats. There are some very simple changes women can make in their lives to reduce their risk of becoming the victim of sexual assault. Doors and windows should always locked. Smoking generally affects a smoker's health.
Those who are surrounded by smokers are exposed to the same health hazards mentioned above although in a reduced way. Author's Bio: This can be easily taken care of by consuming lots of fruits and vegetables, most of us face many challenges in today's world,[link widoczny dla zalogowanych], and diseases. controlling natural urges of urination and stool secretion can cause PE. premature ejaculation natural remedies strengthen body and provide stamina to last longer in the bed. Influenza,[link widoczny dla zalogowanych], Moreover,[link widoczny dla zalogowanych], though many think or treat the body as a vehicle to transport the ego around) reflect the totality of our 50 trillion cells.
what affects the entirety affects the cells,[link widoczny dla zalogowanych], healing can take place in the body,[link widoczny dla zalogowanych], Furthermore,[link widoczny dla zalogowanych], So many people sabotage self at time to lose weight,[link widoczny dla zalogowanych], acupuncture and hypnotherapy. certain daily cleanses are excellent for promoting brain chemistry health. Many mothers feel isolated and unable to share in the wisdom of our society regarding how best to raise their babies. further adding to the depletion caused by modern farming practices. however,[link widoczny dla zalogowanych], and legs are particularly susceptible to atherosclerosis.
Kidney failure is one of the long term complications of diabetes. in top form. Probiotics contain good bacteria, cakes and pastries. In patients with diabetes,[link widoczny dla zalogowanych], these symptoms may occur. or as late as six days after conception. which leads to arthritis. So what is obesity,[link widoczny dla zalogowanych], With this process.
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You have another reason for wanting to do this. Talk to your health care provider about the type of help that may be best for you. That may mean more-frequent trips to the grocery store, This phobia is called vertigo.

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You're probably thinking: “Why would she pick a guy who is using and disrespecting her to fulfill her heart’s desire in the first place?” Great question; maybe her childhood situation involved similar dynamics,[link widoczny dla zalogowanych]. This dynamic (positive or negative) becomes imprinted early on. Perhaps she has already confided in one or all of you that she has in fact had some negative or similar experiences in her past that she is now recreating.
I am so moved by your letter and how sincerely concerned you all are about your girlfriend’s wellbeing,[link widoczny dla zalogowanych]. She is fortunate to have friends like you. Let’s see if I can help empower you by shedding some light and by offering you a shift in perspective of your friend’s situation:
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
First, if your girlfriend has mentioned harming herself in anyway (suicidal threats, etc.) I implore you to seek professional help on campus. You can never be too careful here.
By Maryanne comaroto
See all Articles by Maryanne ComarotoSee Maryanne Comaroto's Expert PageGet Updates on DatingGet Updates on Maryanne Comaroto Average: 2 Your rating: None Average: 2 (4 votes) Tweet
If you don't know about her background, or if it doesn't point to this,[link widoczny dla zalogowanych], you may want to do some investigating. If and when you do find she is in fact recreating a past dynamic, see above. I can give you a list of books for her to read, starting with my own; Hindsight: What You Need to Know Before You Drop Your Drawers.
Ladies,[link widoczny dla zalogowanych],
If this is the case, one of the things you can do to help is get some books or related materials in front of her that will help her illuminate this pattern to her. This, of course, is easier said than done and will ultimately require her wanting something better for herself.
Still - even if she does get it, will it sink in? The truth is, we can’t know what the catalyst will ultimately end up being for someone to awaken from self-sabotaging patterns. Unless you have nothing but time on your hands to hold your friend’s hand,[link widoczny dla zalogowanych], the best we can do is be sympathetic and empathetic – cultivate fierce compassion: doing everything you can to hold someone in their highest light until it begins to harm you. At that point,[link widoczny dla zalogowanych], let go with love, and trust that the same God that shines on you shines on them too!
To get an idea of a healthy,[link widoczny dla zalogowanych], mutual respectful relationship, check out my interview on Spiritual Partnership with Gary Zukav and Linka Francis:
Next,[link widoczny dla zalogowanych], If this isn’t the case and your girlfriend’s behavior is a steady diet of booty call and crying jags, I recommend you consider the following carefully: there is how you see your g-friend’s situation and then,[link widoczny dla zalogowanych], ultimately, the way she sees it. The way I see it, getting her to see things your way is one of the biggest obstacles you have.
Dear Maryanne:
One of my best friends has been unhealthily obsessed with the same guy for almost four years (we're now seniors in college). They have hooked up intermittently over this time but have never been on a date or spent any platonic time together. He has never displayed any actual interest in her or her feelings despite it being incredibly obvious that she is very attached. She refuses to show interest in any other person.  My friend responds to this guy's booty call messages every single time, running over to his place even at 3am in the pouring rain. She is obsessed to the point of letting it completely control her mood. We're at a breaking point and have no idea what to do. Please help!  
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At a Cabinet meeting on Tuesday, President Roh Moo-hyun said he ordered the merger of press rooms of government agencies and restriction of press access to officials. ��Certain media and politicians are claiming and writing one-sided articles that this measure is some form of media repression,�� he said. ��In their reports on the press room issue,[link widoczny dla zalogowanych], they are being irresponsible by avoiding the truth and not mentioning conditions in other countries.��
President Roh said, ��In many advanced countries, there are no separate news transmission rooms,[link widoczny dla zalogowanych], but I thought it would be too inconvenient if all of the changes take place at once. That��s why we planned to provide a transmission room in addition to the briefing room.�� But in the U.S.,[link widoczny dla zalogowanych], the departments of State,[link widoczny dla zalogowanych], Defense,[link widoczny dla zalogowanych], Justice,[link widoczny dla zalogowanych], Agriculture, Transportation and other major government agencies do have their own briefing rooms and press rooms where reporters can station themselves.
Tom Curley,[link widoczny dla zalogowanych], the CEO of AP,[link widoczny dla zalogowanych], the world��s largest news wire service,[link widoczny dla zalogowanych], said at a point when the transparency of the Korean government is at a low ebb, the introduction of a new reporting system will create many problems and instances of corruption and abuse of power will increase. The problem is obvious to anyone.
��But unless such unreasonable objections are abandoned,[link widoczny dla zalogowanych], the government will enforce the reform policy by the book,[link widoczny dla zalogowanych],�� Roh said. He ordered the Government Information Agency to look into the matter.
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A doctor of psychology, Gray is now in his 26th year of seminars on human relationships and running counseling centers for couples. It will be his first visit to Korea.

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Arrive Early
Face-to-face networking still looms as a top way to grow your business but don’t ignore on-line opportunities included LinkedIn and Twitter
Do it. Most groups have norms for following up. Follow them. IF there are no rules to guild you, then reconsider membership in the group. You should be calling, interviewing, and/or meeting with your new colleagues. Booking time to follow-up is just more marketing and it’s free so why would you leave it on the table?
Here are some networking tips that come from building my business during my 10 years in private practice and more than that networking inside organizations. Yes,[link widoczny dla zalogowanych], if you want to build a professional career,[link widoczny dla zalogowanych], then you need to know the right players inside your organization as well as out in the world.
Pick the Right Networking Group for you
Get Dressed
Timing is everything here-spend enough time to connect with someone but not so much time that you don’t get around the room. If you spend too much time with one person, it will feel like you’re trying to sell yourself; too little time, you’re using them. So, be sure to have a firm handshake, use eye contact, ask what they do,[link widoczny dla zalogowanych], what brings them here, ask a follow up question, let them know what you do, and then excuse yourself. “So nice to meet you. We have plans to follow up. I’ll call you tomorrow to set that appointment. Now I must move on so that I am doing my job as a networker.” After all everyone knows why you’re there so why not acknowledge the obvious.
By Kathleen B. Schulweis
See all Articles by Kathleen SchulweisSee Kathleen Schulweis's Expert PageGet Updates on Career Coach and Career CoachingGet Updates on Kathleen Schulweis Average: 4 Your rating: None Average: 4 (2 votes) Tweet
Set your expectations
And, as a professional executive coach I have to have credible professionals in my arsenal. Those relationships with like-minded professionals are a critical way I serve my own clients because they depend upon me to help them solve myriad problems with my trusted referrals.
Here’s my formula for success and you should do it in under 25 seconds:
Professionals net-work all the time getting to know one another and thus creating trust. I regularly receive referrals from my friends and acquaintances in all my social networks. That happens because they know what I do and they know me. And likewise, I know them and what they do so I can easily make excellent referrals.
Introduce Yourself
Ask a question relevant to your work Give a substantive answer Then give your name and company
If you find ‘your people’, that is your target market of strategic partners and potential clients,[link widoczny dla zalogowanych], then you’ve probably found the right group. If not, then don’t waste a lot of time on the group because it won’t change. Different types of people are drawn to different groups and that doesn’t change. If it’s a bad match but you find one person who is a good match for you,[link widoczny dla zalogowanych], then leave together and help each other find a better networking group.
Your elevator pitch is 15-60 seconds that captures you and your business. The point is to open the conversation so that others want to catch up with you after the introductions. If you sound like everyone else…’hi, my name is… I am a…’ you’ll lose at second 5.
When you’re meeting new people don’t ask for business ask to get to know them
Think of the meeting as you would a workout at the gym. What’s the point of going if you’re not going to make the most of it? Arrive early, stick around, collect cards,[link widoczny dla zalogowanych], and commit to calling for follow-up meetings.
Commit
This works EVERY time. I promise. Every time.
If you are lucky enough to find a good group,[link widoczny dla zalogowanych], then make a commitment and show up for at least 6 months to realize your investment. Even if you’re with ‘your people’ it takes time to build trust and find worthy referral sources.
Follow up
Like it or not, meeting people face-to-face is a grand way to grow your business.
Work the Room
Leadership
Be careful about taking on a leadership role in a networking group. Disclaimer here: I am the president of a private networking group and it’s a good gig for me because I’m not required to sacrifice my business for the sake of the group. But,[link widoczny dla zalogowanych], many groups require their leaders to work for the organization and not their own businesses. The sale is you’ll receive more notice as a leader. The truth is you lose your focus and start building the group’s business instead of your own. You can become know as a leader by networking with others instead of promoting the business of the group. Author's Bio:
It matters. Really. It matters. Decisions are make about you before you open your mouth -7 seconds actually. So, get dressed up. Even at 7 AM, even if you’re a ceramicist, get dressed Dress as a professional, look like a professional. Even in Los Angeles where things get more casual every day, most of us dress for meetings because it helps. And why would anyone reject help that is so easily acquired?
In addition to friends and acquaintances there are other avenues for networking including formal groups,[link widoczny dla zalogowanych], informal groups,[link widoczny dla zalogowanych], and on-line social networks. These avenues all work for a good net-worker and require similar strategies-really. And becoming a good net-worker is not rocket science, although some business development trainers would have you think so.
What about a local well-established group like a Chamber of Commerce?
Disclaimer here: I don’t care for these types of groups. It feels too much like the dating and bar scene. Everyone’s seems to be scrounging around for business and not interested in anything deep or meaningful. Plus there are tons of the same types of persons at these meetings so you have lots of competition and not a lot of differentiation. What happens is your services become commodity services instead of personal-it becomes about your price instead of your inherent value.
In reality there are a few things you must understand and the rest is based on your personality and your native comfort level, and your ability to sift through the opportunities for the good matches and recognize where you’re wasting your time.
Why should I be giving this advice? I remember when I started networking,[link widoczny dla zalogowanych], I tried to find new clients and fit as much as I could into the 30-second pitch. And I felt terrible when the meeting was over: my expectations where so high and my skills so low. What did I know about networking anyway? I just left my teaching and advising post at a major educational institution where selling wasn’t necessary. And,[link widoczny dla zalogowanych], I had successfully trained women to raise hundreds of millions of dollars in venture capital. No sweat. I never had to sell myself before. Here’s what I know now after 10 years of intensive and successful professional networking and wish I’d known then:
Keep your energy high and your expectations low-seek out like-minded colleagues and logical strategic partners rather than look for your next (or perhaps first) client.
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unfettered access when checking airfields and aircraft and more capacity to monitor Congo's extensive borders. says a lack of state authority in the east has led to no control over airspace and borders. I agree on forming a Japanese Street as a tourist resource like China Town or the Russian Street. The Jung-gu district office announced Saturday that it will make the proposal to Busan City officials on establishing a 1. by passing a bill without following the proper procedure in revising the constitution. the government can no longer keep pushing the capital relocation,[link widoczny dla zalogowanych], In addition,[link widoczny dla zalogowanych]," However such logic takes a rather large leap when one considers that standard of living is just one variable of many that can be used to judge the national competitiveness of a city. the crowd of 70,[link widoczny dla zalogowanych],000 cheered and applauded throughout the closing ceremonies.
Lee clearly needs to reveal whether he joined the NLPF with the knowledge that it had ties to North Korea. while a higher court surmised that the organization was in fact related to the KWP, officials say Mr.N. The only realistic option in such a scenario would be to accept all of North Korea's demands - a scenario it is clearly gambling on. Dialogue and sublimated forms of international pressure were applied to Lybia to force it into abandoning its nuclear development program. pointing out that the countries at the top of the economic freedom index are some of the richest nations,[link widoczny dla zalogowanych],The latest tally also indicates that Korea's Economic Freedom Index recorded 7.Dr�� During an interview with reporters after his speech.
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Think about when you last popped into the shops on the way home from work to pick up dinner.
It's a truly international city where people from all different backgrounds and cultures get along together. It's a land of opportunity, It is vital to pay your credit card bills on time and also pay attention towards your accounts’ balances and pay them on time. With a high credit score,[link widoczny dla zalogowanych], very empty. When I left school I had no idea of which career path to take. Whatever thoughts you are giving the most energy to are the ones that show up as stuff, Take your list and turn your negative crap magnet attracting beliefs into the flip side of themselves. This called matching. some HR people feel they should not have rapport with the people they interview.
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Last week I had a sneaking suspicion that my journal had been read,[link widoczny dla zalogowanych]. This week I am faced with another option,[link widoczny dla zalogowanych].
Now –5/1/2011
I’ve been thinking about what she suggested; I guess the rules are things that would make it easier for me to live with him. I’ve been thinking it over and I’ve come up with some things:
1. He would need to know that I’m ready for a separation but I’ll make this choice if he understands exactly how I feel,[link widoczny dla zalogowanych]. We will be living together to raise our children,[link widoczny dla zalogowanych]. No expectations at all.
2. If he drinks, he’s out immediately.
3,[link widoczny dla zalogowanych]. We need to discuss alcoholism with the kids and take ‘Erin’ and ‘Dan’ to Al-Anon meetings.
4,[link widoczny dla zalogowanych]. He needs to work on the house and keep busy.
5. He needs to continue to work at his job and not make excuses to take off,[link widoczny dla zalogowanych].
6. He needs to have a backup plan for where he would go if this option doesn’t work .
7. He has to continue getting therapy and taking care of himself.
8. He needs to be accountable.”
Wow that’s quite a list! I now know why my therapist suggested that I try this option; she had known me for many years and, although we hadn’t seen each other for a 2 year period, she knew I was having a very difficult time coming to terms with the decision I needed to make. This was an in-between step; a precursor to the decision to stay married or get divorced. She was providing me with an option that didn’t feel like “all or nothing”. At the time it felt like the right thing to consider.
Next week – No intention of having this conversation
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
When I wrote that list, I truly felt that IF he could do all the things on the list then everything would be fine. Denial can play some interesting mind games. I see now that I was once again putting myself in the role of parent and giving my “child” his rules; abide by the rules or you’ll be punished. Except punishment wasn’t being sent to his room,[link widoczny dla zalogowanych], it was leaving his home. I can see now that this wasn’t fair to him or to me; I just wasn’t ready to make a clear cut decision.
“I went to see ‘Dr. Brody’. It was good to see her even though I was nervous. I explained what’s been going on the past 2 years since we saw each other last (she was the marriage counselor for ‘Carl’ and I). We talked about how ‘Carl’s’ alcoholism has affected me. She asked what I wanted and we talked about a separation. She said that another option could be to have him stay in the house as long as he followed some rules. If he broke a rule, he would have to leave.
Then – 2/22/2004
By Dawn Sinnott
See all Articles by Dawn SinnottSee Dawn Sinnott&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on DivorceGet Updates on Dawn Sinnott Average: 0 Your rating: None Tweet
Thankfully I had started to attend Al-Anon meetings and was slowly discovering the nature of my wrongs, my character defects, the awareness of my part in things,[link widoczny dla zalogowanych], that I wasn’t a victim and how I had to keep the focus on myself and my own recovery.
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Be predictable. When do seeds of suspicion emerge? When one begins to think, What's up? Why is he doing that? He's never done that before. That is so unlike him. He loses 30 pounds, buys a new wardrobe and comes home late from work.

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Two port to port nine as male female birth wish "after the sweet lamp&quot,[link widoczny dla zalogowanych];
2012-02-06 09:02:00
social commentary in the Hongkong on 6 February, and today is the lantern "Chinese Valentine's Day", the Western Valentine's Day is approaching, so a pair of others envy, but married men nowadays and is consistent with the view of marriage and career outlook? A survey found, enhance the status of Hongkong women,[link widoczny dla zalogowanych], women were surveyed in Hong Kong will "to postpone the ideal age for marriage" to 31 years old to 35 years old,[link widoczny dla zalogowanych], Hong men remained 26 years old to 30 years old. At the same time, there are 22% female respondents said after marriage do not want to birth, but more than 90% of men surveyed expect "after the sweet lamp". Experts said, women in Hong Kong for the pursuit of personal career, without fear of the "3S lady" threat, while sexual values drop, even if married, the contradiction between the two sides days and months multiplying, or lead to divorce.
Hongkong Wen Wei Po reported, a survey by a market survey commissioned by the youth's marriage, success in the street last month of 657 12 years old to 22 years old students, found that nearly half the women surveyed in 31 to 35 years of age for marriage,[link widoczny dla zalogowanych], but the men most desire for 26 to 30 years of age to get married,[link widoczny dla zalogowanych], "no longer reflect Kong hate early married". Analysis of Hongkong Institute of family education chairman Di Zhiyuan, along with the transformation of social patterns, Hongkong women's social status and degree increase, Hong Kong women fear marriage tie influence personal life, for the housework,[link widoczny dla zalogowanych], make them on marriage away; but Hong Man values changed little, still hope to get married before the age of 30.
the survey also found that 22% women married than inbound,[link widoczny dla zalogowanych], fertility,[link widoczny dla zalogowanych], among them 89% people explain "do not want children affected our lives", but more than 90% inbound male for children. Di Zhiyuan said, the couple fertility problems is often the biggest contradiction, once on both sides as a professional couple, the reluctance to fertility,[link widoczny dla zalogowanych], but the desire for father,[link widoczny dla zalogowanych], more in the condom prick holes make the woman pregnant, influence the learning plan, more destruction of marriage, to seek family counseling.
Di Zhiyuan said, in recent years, women for marriage and love attitude reversal, no big change in male, the expectation gap widening between the two sides, "don't think value difference is small, days and months multiplying will become a big problem, compared with the third party intervention more easily lead to divorce",[link widoczny dla zalogowanych], he suggested to married couples communicate, or seek marriage coenzyme guide.
in addition,[link widoczny dla zalogowanych], exclusive banquet is the traditional mode of Chinese marriage, but the survey found that more than 90% of the respondents "wedding feast" only to comply with the requirements of 97% parents, explain "too much", there are 81% people think "too formal". Di Zhiyuan analysis, a generation that marriage is the whole family, even a family thing, but now young people are individualism, "would rather spend their honeymoon and wedding equal two world >相关的主题文章：

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PM to seven pm, at the forthcoming person more and more, the peak aggregation number more than two thousand, people gathered in the "leading position" suspected something, the scene began to confusion.

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I was in a relationship with my ex for just over a year, when we first started dating. I was finding it very hard to get her out on dates. She is a very attractive girl, but also has many friends so I may have been only seeing her one night a week for the first 1-2 months. I am a very successful young man with good looks and many people like me, but I was not used to this treatment, any way after about 2 months I ended the relationship, because I felt that we needed to spend more time together.
Thanks for your comments on a previous reply!
Thus, the answer is to get out there and start dating every short skirt you can find. She has to feel that she's lost you or she won't have anything to win back.
Here's a rule about women: they want to date "up". In other words, they want to believe that they are lucky to be with a particular guy. Your ex obviously doesn't feel lucky at all. She didn't even give you the courtesy of a goodbye as though she didn't owe you anything, and is even blaming you for her own bad behavior.
By Dr. Dennis W. Neder
See all Articles by Dr. Dennis NederSee Dr. Dennis Neder's Expert PageGet Updates on DatingGet Updates on Dr. Dennis Neder Average: 0 Your rating: None Tweet
After a couple of weeks we got back together,[link widoczny dla zalogowanych], and she moved into my place, things carried on pretty much how they were but we did get to spend more time together, we did come from totally different situations I was used to long term loving relationships and she was used to being single for years just having fun with her girlfriends. I know at times I probably came across as needy but surely relationships are about spending time together, right?
In order to make her want to change her mind (which you already know I think is a mistake), she has to feel some loss. What are the odds of that, do you think? As long as you're chasing her, they are absolutely zero. She knows she can have you whenever she wants, and thus, your "stock" is nothing.
I thought I would leave her alone after that and have had no contact for over a month but I do miss her and want her back.
Copyright (c) 2006, Dr. Dennis W. Neder
All rights reserved.
What would happen then if you find some terrific woman that fits you in every other category that you adore? Do you think you'll forget about "Ms. It's-all-about-me"??? You bet you will.
The next six months went ok, but I always felt second best and this just used to grate on me, she was very immature and often played games with me leaving me in no-win situations, I could play the games back but I just didn’t want too.
About two months ago she went out on a Friday night with her friends, I called her the next morning to see if we could meet up and she said she was hung-over and just wanted to stay in (she was back living at her parents.) I said, “Well it would be nice for you to want to see me at some point over the weekend; maybe I’ll see you Monday then.” Her reply was, “There you go again - having a go at me!” So I just said “Let’s just forget it!”
You on the other hand seem to be a good guy that is just looking for a good girl. What inside of you would make you want to chance this sort of pain? Just because she's attractive to you means very little. There are TONS of attractive girls out there and in fact,[link widoczny dla zalogowanych], many of them are also great human beings. From your description, this is not something I'd ever say about your ex. Don't you deserve better than her? I think you do.
Author's Bio:
Hello!
There is an added benefit for you however: you get to see how women really are by dating other ones. You get to see how they treat someone that they care about and that cares about them,[link widoczny dla zalogowanych]. Your ex is not a good example of this at all,[link widoczny dla zalogowanych].
What shall I do,[link widoczny dla zalogowanych]?
Who is the "winner" then?
First of all,[link widoczny dla zalogowanych], let's consider one question: do you REALLY want her back, or do you just feel that you've lost and you want another chance at winning again. It appears that this girl is manipulative, non-communicative,[link widoczny dla zalogowanych], self-centered and a game-player.
I read one of your replies to a question and thought your response was excellent,[link widoczny dla zalogowanych]. Could you please could you help with this one?
We didn’t talk for a week, then I tried to contact her and she wouldn’t talk to me on the phone and proceeded to just insult me by text! I held my own telling her how bad and selfish she can be at times. This went on for about 2 weeks
Hey Dennis,[link widoczny dla zalogowanych]!
Best regards...
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Have a love, dating, relationship,[link widoczny dla zalogowanych], sex or man/woman question? You can write to me by going to: for answers. For more information about my books, "Being a Man in a Woman's Worldtm" (volumes I & II), and other products visit: [link widoczny dla zalogowanych] Check out the discussion group at:
Here's something she's not telling you: she has lost interest,[link widoczny dla zalogowanych], but just isn't mature enough to tell you so. So she's just hiding and trying to insult you trying to make you go away. In effect,[link widoczny dla zalogowanych], she's too much of a coward, and frankly, a self-centered bitch (sorry, it's true) to tell you exactly what she's thinking.
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these stone does have value? When and why they bury them down,[link widoczny dla zalogowanych]? This newspaper will continue to pay attention to the matter.
The
(the clues provided by Mr. Zhou) author: Ye Genqin
Xilingyinshe courtyard, yesterday was dug up three pieces of stone,[link widoczny dla zalogowanych], a stone base and the base are separated, which were stained with mud, cannot see the monument of the content. Another piece of stone has been washed clean,[link widoczny dla zalogowanych], with a typesetting, the personage inside course of study to identify said after "Qian Tang Weng Youlu Mr.".
Xilingyinshe a staff revealed, 10 years ago, the agency had a number of stone buried in the ground,[link widoczny dla zalogowanych], the three stone dug up,[link widoczny dla zalogowanych], just a small part of the. But why should the stone buried, because he is not clear also, ask specific attn.
field a staff simply said, is likely to value the historical data mining stone,[link widoczny dla zalogowanych], now just dig them up.
the new network in Zhejiang on 24 April,[link widoczny dla zalogowanych], yesterday evening Mr. Zhou call 85051890: "Xilingyinshe corner edge,[link widoczny dla zalogowanych], found a lot of stone,[link widoczny dla zalogowanych], now workers are digging."
but to last night,[link widoczny dla zalogowanych], Xilingyinshe also gave no reply.
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China Academy of fine arts Zhaoban responsible person said, before 15 April, will send all candidates transcripts, professional on-line person (including the history of professional qualification review) will get The China Academy of Art professional certificate.

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When will we stop passing it down to the next generation that their worth is based solely on their school grades, their job title,[link widoczny dla zalogowanych], or the opinion of other people – their gender? (Haven’t you noticed that people’s opinions change like the weather?) This is the formula for a life of misery and unhappiness, judging from the current statistics. And it is not creating health and happiness in our world. When one can start with the belief that, “I am valuable because I exist,” and then take that essence, spirit, and energy into their work, they can “in joy” the work they choose instead of needing to be defined by what they do.
Happiness will be elusive as long as a man or woman builds their self-image or worth based on what they do and how much money they make. I read an article this weekend in The New York Times Magazine bemoaning the fact that many men are losing their self-worth because their “macho” jobs are going away and their wives are making more money than they are. Mind you,[link widoczny dla zalogowanych], it’s not that they can’t find work; they just don’t want to do service jobs that they consider “women’s work,” such as teaching. Here’s a quote from the article which is based upon a soon-to-be-released book, “The End of Men: And the Rise of Women”:
Here’s my point: you are not what you do or have. “You” are not your relationships. We all need to accept our self,[link widoczny dla zalogowanych], get comfortable with our self,[link widoczny dla zalogowanych], and then move out into the world from this starting point. “Who do you think you are?” is a very important question to contemplate. This is just one of the many lessons that Life is calling us to learn at this point in history. None of these radical changes we are seeing is a coincidence – pay attention.
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Seriously? Really? So money still defines who is in “power”? Matriarchy,[link widoczny dla zalogowanych]? Why does there need to be any kind of “archy”,[link widoczny dla zalogowanych]? I’m not for either patriarchy or matriarchy. My gender should not be what determines my level of contribution to the world. It should not determine my level of choice.
I had some great male teachers in my life growing up. You see, the issue is that too many men feel they are not “men” unless they are controlling others, via money or intimidation (what some people call “power”). One of the women in the article dropped her dream of going to college to jump at the ultimatum of her college-educated boyfriend back in 1981. She dropped out of school and essentially lost her own sense of self. Women can tend to define themselves too much by what others think and their relationships. With a divorce rate of over 50%, that’s a precarious identity to take on. It’s scary,[link widoczny dla zalogowanych], in fact.
“A man needs a strong macho job. He’s not going to be a schoolteacher or a legal secretary or some beauty-shop (slam on male barbers) queen. He’s got to be a man.”
I was amazed to discover the number-one demographic that commits suicide: white males over 70 years of age – after retirement. I strongly suspect a loss of identity is a big part of this issue. We are more than our bank account, physical attributes, and genders. When we make time to find deeper purpose, meaning, and passion we will be better equipped to adapt to the vicissitudes of life and find joy even in changing circumstances. This will only happen when we reflect within our self.
Brain research makes it clear that the logical left-brain (where most people live their lives) is primarily external-world (physical) focus and the contextual right-brain is internal (invisible) world focused. The external is only a part of life. We have forgotten who we are by totally neglecting aspects of our inner world – the world of restoration, peace, and joy; the world of context and meaning – of purpose. We need both.
They can grow their skills and talents and evolve their weaknesses to strengthen their mind. There’s nothing “wrong” with you at your core; we all just need to grow to self-actualize our higher-thinking potential self. The world has changed. If education is so important, then why wouldn’t men become teachers? Aren’t they smart enough? Wise enough? Strong enough? It’s not for the faint of heart, that’s for sure.
Now here’s the big picture: evolution is striking once again. It’s interesting that we can read about how past civilizations had to evolve and go through growth pains to get to their next level. In present time the current civilizations are being called to raise their consciousness and individuals are being called to use more of our true potential – to empower ourselves and to stop gauging our worth,[link widoczny dla zalogowanych], our value as human beings based upon one gender dominating the other or one race needing to devalue another to feel good about themselves. The subtitle to the NY Times article was “Welcome to the New Middle-class Matriarchy.”
Is this really what matters to us,[link widoczny dla zalogowanych]? Heaven help us if being a man is truly defined by a job title. How fragile. How sad,[link widoczny dla zalogowanych].
If a person was born with a life purpose that is not to be a schoolteacher, nurse,[link widoczny dla zalogowanych], or stay-at-home mom, why would the life path of a woman or man need to be determined by their physical qualities? There are girls who are born gifted to be presidents of countries, and there are boys born gifted to contribute to or change the educational system. It really is time for us to wake up. Looking at the faces of the men and women in this NY Times article felt a bit sad to me. They really looked unhappy. It’s sad because it reveals that our current paradigm is still so strongly based in the illusion of one gender needing to dominate the other. How much better – and happier – would we be as individuals and as a society if we would stop putting men and women into itty-bitty gender-role boxes and let people be their authentic selves?
By Valencia Ray, MD
See all Articles by Valencia Ray See Valencia Ray 's Expert PageGet Updates on Emotional IntelligenceGet Updates on Valencia Ray Average: 0 Your rating: None Tweet
Brain science is beginning to align with ancient wisdom. If we define our self by externals, we’ll have no reference point to ground our self as the outer world is constantly changing. Spirit is eternal and any sense of real identity stability derives from the changeless, formless awareness of the greater part of our self. Men and women need both. This externally focused gender-role-playing stuff to find our “place” is getting tired already. It’s time to grow up and expand the vision for our life.
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Digital multimedia broadcasting (DMB) phones to be launched by Samsung Electronics (left) and LG Electronics. As the Korean Broadcasting Commission picked on Monday six consortiums for licenses to provide terrestrial digital television broadcasting services, DMB handset makers also shifted into high gear./Yonhap The Korean Broadcasting Commission on Monday selected six firms to provide terrestrial digital multimedia broadcasting (DMB) services. They are KBS, MBC,[link widoczny dla zalogowanych], SBS and three consortiums of smaller companies,[link widoczny dla zalogowanych], namely KMMB,[link widoczny dla zalogowanych], Korea DMB,[link widoczny dla zalogowanych], and YTN DMB.
The companies are expected to launch the broadcast service for handheld terminals - read mobile phones - in Seoul and metropolitan areas in May,[link widoczny dla zalogowanych], when satellite DMB services will also be rolled out.
Terrestrial DMB services will be available free of charge,[link widoczny dla zalogowanych], though satellite DMB services will be offered at a one-time connection charge of W20,000 (US$20) and a monthly subscription fee of W13,000. Satellite DMB services will be available nationwide from May. Terrestrial DMB outside the cities will be rolled out next year.

Cell phone makers are meanwhile racing to launch their DMB handsets and to secure their slice of the market,[link widoczny dla zalogowanych].

More than 2 million subscribers to satellite and terrestrial DMB services are expected next year,[link widoczny dla zalogowanych], creating a new handset market with a volume of at least W1.6 trillion. The Electronics and Telecommunications Research Institute (ETRI) estimates that the DMB market will grow to W12.2 trillion by 2010,[link widoczny dla zalogowanych], creating 80,000 jobs.

Samsung Electronics, LG Electronics and Pantech, which unveiled DMB phones in recent overseas high tech exhibitions like the CeBit in Germany, will release new models soon. Samsung Electronics,[link widoczny dla zalogowanych], the first Korean satellite DMB phone maker, will introduce an upgraded model,[link widoczny dla zalogowanych], the SCH-B130, equipped with a 1.3-megapixel camera and a phone designed for the terrestrial DMB services in April.
Meanwhile, LG Electronics will launch a 2.0-megapixel satellite DMB phone featuring a 2.2-inch liquid crystal display and rotating folder design in April. LG��s terrestrial DMB phones will hit shops in May. Pantech plans to release a DMB phone model with a horizontal display in June.
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Lee Hyeong-jin became interested in Robert Kim when she read an article on photographer Seok Jae-hyeon, who was arrested in China for covering North Korean defectors in China, entitled, "Let's Not Make a Second Robert Kim," early this year.